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FT seeks buy-to-let landlord and tenant views

Financial Times Companies •
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Buy-to-let investors in England are absorbing the biggest legal changes to the relationship between landlords and tenants in a generation after the Renters’ Rights Act came into force in May.

FT Money would like to hear from landlords and tenants who have experienced an impact — good or bad — from the legislation, which comes at a time when their yields have been under pressure from higher mortgage rates.

The Act has done away with the option of no-fault evictions and, until a new property ombudsman is in place, landlords must go through the courts to resolve disputes with tenants to regain vacant possession. Has this affected you?

The legislation has also limited the amount of deposit a landlord can ask for, with tenants expected to find rental guarantors to stand in place of a larger deposit. For landlords, it may have altered the way they select tenants; for renters, it may have complicated their search for a place to live. We would like to know how.

The rule changes — at a time of sluggish house price growth and speculation that the government may raise taxes — may have pushed some landlords to sell up or consider doing so, or to seek the tax advantages of limited company ownership in spite of the costs involved. Have you committed one way or another?

Email us in confidence via [email protected]. We will use your insights to inform our reporting.