Apple Card is offering a limited-time $100 Daily Cash bonus for existing users who add a co-owner by May 18th. This Apple Card Family feature allows users to share account responsibility with a co-owner, who must spend $100 in their first 30 days to trigger the reward. Unlike previous promotions targeting new sign-ups, this deal specifically benefits current cardholders. Co-owners earn the same cashback rates as primary users, including 3% on Apple purchases, 2% via Apple Pay, and 1% on physical card transactions. The $100 bonus applies only after the co-owner’s initial spending threshold is met, emphasizing Apple’s push to expand Apple Card Family adoption.

Apple Card Family, introduced years ago, lets users add participants (who can make charges but not share responsibility) and co-owners. This update aligns with Apple’s broader strategy to deepen user engagement with its financial products. The $100 bonus is a direct incentive for existing users to leverage the family feature, which has seen mixed adoption due to its complexity.

While Goldman Sachs currently issues Apple Card, JPMorgan Chase will assume the role in the near future. Apple states no major changes are expected, but the transition highlights the card’s evolving infrastructure. For now, the $100 bonus remains a key selling point, particularly for users seeking to maximize rewards without opening new accounts.

This offer underscores Apple’s focus on user-centric financial tools, blending convenience with tangible rewards. By tying the bonus to co-owner activity, Apple encourages shared account management, a feature often overlooked by existing cardholders. The promotion ends May 18th, making it a time-sensitive opportunity for eligible users.