Apple has introduced a 36-month financing option for cellular iPad purchases through AT&T and Verizon, adding to the 12‑month plan previously available via Apple Card.

The new carrier financing replaces Apple Card Monthly Installments as the sole method to spread out a cellular iPad purchase. It covers the entire iPad lineup, including the iPad, iPad mini, iPad Air, and iPad Pro. Both carriers restrict eligibility to subscribers activating a new line of service rather than adding a cellular iPad to an existing plan; the main difference is the extended term length, which lowers the monthly cost while keeping the total financed amount unchanged.

The addition follows Apple’s price increases in late June. The 11‑inch iPad Pro’s cellular configuration now starts at $1,399, up from $1,199 prior dispensing. Under the 12‑month Apple Card plan, that equates to about $116.58 per month; via the new carrier plan, the same purchase costs roughly $38 monthly over 36 months.

The extended financing term offers a way to offset the impact of those higher prices at checkout, making the iPad more accessible for budget‑conscious consumers.