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Best Budgeting Apps of 2026: Track Spending & Save

Engadget is a web magazine with obsessive daily coverage of everything new in gadgets and consumer electronics •
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With Mint shutting down, many users are seeking new ways to manage their finances. Engadget's guide explores the best budgeting apps for 2026, offering alternatives for tracking spending, saving, and monitoring subscriptions. The article examines several apps, including Simplifi, Monarch Money, NerdWallet, and Copilot, along with a look at their features and pricing.

The guide provides a detailed look at PocketGuard, highlighting its shift from a free to a subscription-based model. It also explains the underlying technology of financial data aggregation via Plaid, which is used by many of the listed apps. The article emphasizes the importance of these tools in helping users gain control of their finances in the absence of Mint.

The article also acknowledges the closure of Mint and directs users to its alternative, Credit Karma. However, the guide clarifies that Credit Karma is not a perfect substitute. It also mentions Rocket Money as another option. Users should consider their needs and compare features and pricing to find the best fit.

Ultimately, choosing the right budgeting app depends on individual needs. The Engadget guide provides a starting point for consumers looking to navigate the post-Mint financial app market. Readers can use the suggestions to find the best way to track their spending habits, save smarter, and stick to their financial goals.