Engadget is offering a one-year subscription to Monarch Money for just $50, a 50 percent discount on its regular $100 price. New subscribers must use the code NEWYEAR2026 at checkout to secure the deal. The app is a longtime favorite of the publication's editors for its detailed tracking capabilities.

Monarch Money provides a multi-platform experience with apps for iOS, Android, iPadOS, and the web, plus a Chrome extension to automatically categorize Amazon and Target purchases. It supports linking multiple financial accounts and offers flexible or category-based budgeting approaches. A key feature is its collaborative monitoring, allowing partners to track shared spending in one place.

The app's strengths include robust graphs and charts for visualizing spending and investments. However, Engadget's testing noted a steep learning curve and inconsistent features between the web and mobile versions. Despite these drawbacks, the deep discount makes it a compelling option for anyone seeking to organize their finances in the new year, especially couples managing a budget together.