Apple is transitioning its Apple Card from Goldman Sachs to Chase over the next year or two. The company has confirmed several key benefits will remain unchanged, including the 3% unlimited Daily Cash rewards, no annual/late/foreign transaction fees, and Mastercard as the payment network. Apple's privacy and security commitments also stay intact during this issuer change.

While many features remain stable, some details remain uncertain. The company hasn't confirmed whether card numbers will change, if the physical card will be modified, or how the Apple Card Savings Account will be affected. Apple states specifics on these potential changes will be communicated as the transition date approaches.

For consumers, the most critical aspect is that Apple Card Monthly Installments for Apple products appear to continue, though the company's wording suggests this is less certain than other features. The transition represents Apple's continued expansion into financial services while maintaining its user experience, with customer service quality being the key differentiator between issuers.