Building a $1 million retirement portfolio is achievable with the right stocks and time horizon, according to a new analysis. While a 20-year window requires just $10,000 and 21% annual returns, investors with only a decade left need $50,000 upfront and 30% annual returns to reach the same goal.

Nvidia, Taiwan Semiconductor Manufacturing, and Microsoft top the recommended list for potential 30% annual returns over the next decade. Nvidia's recent 15% price correction from its November peak has reset valuations, while the company maintains its competitive edge in data center GPUs. Industry projections suggest $7 trillion will be spent on AI infrastructure by 2030, benefiting these semiconductor leaders.

TSMC's dominance in chip manufacturing - controlling 67% of the third-party market and producing 90% of advanced AI chips - positions it as a key AI infrastructure play. Microsoft rounds out the trio with its AI investments and cloud computing growth, trading at just 25 times earnings. These tech giants offer investors a path to substantial retirement wealth, though achieving 30% annual returns remains a significant challenge.