National Personal Finance Challenge continues with Part 2, following 60,000+ Wall Street Journal readers who tested their knowledge against high-school finance experts. Many readers struggled with questions about debt repayment methods despite acing inflation-protected securities questions.

Mt. Hebron High School in Maryland won this year's championship after losing by one point last year. Their victory demonstrates the growing sophistication of personal finance education. The team—Vishva Rao, Daksh Mathapati, Pranav Boreddy and Jiwoo Jeong—helps explain answers covering stock prices, car insurance, and the debt-avalanche method of loan repayment.

Financial literacy has become increasingly critical for young people navigating complex economic decisions. The competition serves as both education and entertainment, highlighting gaps in adult financial knowledge while showcasing advanced understanding among high school students nationwide.