Wise Plc reported a 21% jump in underlying income to £424.4 million in Q3 FY2026, driven by a 25% rise in cross‑border volumes to £47.4 billion. The money‑transfer firm added 10.9 million active customers, up 20% from a year earlier, reinforcing its growth trajectory for investors and market watchers in the near term.

Customer balances climbed to £21.2 billion, up from £16.2 billion, while active business customers rose 25% to 542,000. Cross‑border revenue hit £245.4 million, and card and other income grew to £127.4 million, reflecting a broader shift toward fee‑based earnings which supports the company's target margin range for the fiscal year 2026.

Wise maintained a take rate of 0.52%, unchanged from 0.56% a year earlier, and reported that 74% of payments were completed instantly, up nine percentage points. CEO Kristo Käärmann highlighted the instant‑payment growth as a key driver of customer satisfaction which could attract new business clients today.

The firm reiterated its FY2026 guidance, targeting 15–20% growth in underlying income and a 13–16% profit‑before‑tax margin. With underlying income up 17% year‑to‑date, Wise signals continued momentum, positioning it as a compelling play for investors eyeing the fintech sector's expansion as global remittance demand remains robust today.