Apple Pay is now available in India with Axis Bank cards, enabling contactless and online and offline payments via the Wallet app on iPhone and Apple Watch. To use Apple Pay, users need an Axis Bank credit card on the Visa or Mastercard network. Merchants and payment terminals must add Apple Pay support, so the service may not work at every contactless payment location. RuPay, India's domestic card network, is not compatible with Apple Pay. Major banks such as HDFC Bank, ICICI Bank, and SBI Card have not added support either. There have been rumors about Apple Pay expanding to India for about a decade, but regulatory issues made it difficult. India already has a popular digital payment option, the Unified Payments Interface (UPI). UPI is a state-backed payment system that allows funds to be transferred instantly between two bank accounts. UPI handles approximately 84 percent of India's digital transaction volume, and it does not work with Apple Pay. The service requires an Axis Bank credit card on the Visa or Mastercard network. There have been rumors about Apple Pay expanding expanding to India for about a decade, but regulatory issues made it difficult. India already has a popular Stories the. ending increasing have everyone and people, Th individual users fund Active states running with the where countries. and are with a exp the the sow complex pace.s.w-th-w.,, the with where.

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