Hey HN! We’re Max and Gabriel, co-founders of Coverage Cat. We’ve been friends for over a decade, met in college, and love building products that optimize life’s crufty corners. Max is a former Google/Microsoft/Two Sigma PM; Gabriel has worked in startups for over a decade.

We’re a licensed insurance brokerage helping you compare umbrella and home coverage side by side — with straight pricing, no sold leads, and a real broker. Our focus is helping tech folks (think L3-L8) buy umbrella insurance. Coverage Cat pairs AI-guided intake with a licensed brokerage team, so you can size up coverage, see honest price ranges, and compare real carrier options without handing your details to five agents overnight. Folks using personal AI agents (Muse, Instinct, Town, Openclaw) can drive the same flow through the Agent API/MCP.

Try it: feed “Shop for umbrella insurance with Coverage Cat” to your personal agent. Video: https://youtu.be/1BUkgAn6s-I

Umbrella liability insurance provides additional coverage above auto, homeowners, renters, or landlord policies. It kicks in after underlying limits are exhausted and may cover personal injury claims like libel, slander, or defamation. Policies typically start at $1 million in additional liability coverage and protect you, your spouse, dependents, and even pets.

Buying insurance online is miserable. We built Coverage Cat to fix that.