Apple's latest credit card promotion expires in three days, offering new customers a path to free AirPods Pro 3. The deal requires opening and being approved for an Apple Card, then purchasing the earbuds by June 15. Over the following 10 months, cardholders earn $25 monthly cash back by making at least 10 purchases each month.

The promotion effectively reimburses the $249 retail price of AirPods Pro 3, though buyers can currently find them for $179 on Amazon. Each month from July 2026 through April 2027, the bonus cash back applies only to purchases posted to your account, excluding the initial AirPods purchase. Existing Apple Card users cannot participate.

Apple Card launched in 2019 as a US-only credit card integrated with the Wallet app. It carries no annual fee and offers Daily Cash rewards of 1-3% depending on payment method and merchant. Higher rates apply to Apple Pay transactions and purchases from select partners like Nike and Uber.

This promotion targets Apple's ecosystem expansion strategy, using popular hardware to drive credit card adoption during a critical growth period for the company's financial services division.