Apple's 2026 iPhone lineup is getting pricier, with the iPhone 18 Pro starting at $1,199 and the iPhone 18 Pro Max at $1,299. The new foldable iPhone Duo starts at $1,999 for 256GB. Higher storage tiers cost significantly more, with 2TB options reaching $2,499 on the Pro Max.

Financing plans have changed too—the iPhone Upgrade Program now requires a 24-month term for annual upgrades, and monthly payments have increased. For example, a 1TB iPhone Duo costs $133 per month over 24 months. While the base models offer 256GB, many consumers may need more storage, driving up costs.

Apple's pricing strategy makes top-tier iPhones comparable to Mac Studio prices, potentially straining budgets. The article highlights that even with trade-ins or payment plans, the financial commitment is substantial, especially for those who upgrade yearly.