After more than 30 years of marriage, the writer is divorcing and worries that the shared adviser, who has always worked with her husband, may be biased. She asks how to avoid being at a disadvantage.

Jenny Judd, wealth manager at W1M wealth management, says this is common. An adviser must stay impartial and keep confidentiality, but trust is essential. If trust feels compromised, she recommends interviewing several firms to find a good fit in approach, personality and expertise. Moving to a different adviser within the same firm while the husband keeps his can also work.

A fresh relationship lets the client reassess risk tolerance, income needs and life goals, which will differ after separation. The final asset split will be set by the divorce settlement, after which both advisers can coordinate a smooth transition. Tax‑efficient cash‑flow modelling can clarify sustainable income. The priority is feeling confident and in control of the financial future.