Cloudflare has launched Cloudflare Wallets, a programmable wallet that gives AI agents a stable identity and native payment method for APIs and content. Each account can claim a wallet handle, enabling a unique username that merchants can recognize. The wallet supports stablecoins, allowing agents to pay_MICROPAYMENTS via the x402 protocol, which attaches payments to HTTP requests.

Account Wallets let humans add funds and delegate spend to Virtual Wallets managed by agents. Virtual Wallets operate via API keys and are capped by limits set by the account owner, giving agents autonomy while preventing overspending. With budgets like $10 or $100 per week, businesses can let employees explore dozens of services safely.

The system also provides optional identity through cloudflare.pay, letting agents publish human‑readable identifiers such as research.example.cloudflare.pay. This helps merchants distinguish agent from human traffic and apply appropriate perks.

Overall, Cloudflare Wallets lower friction for agents to test and purchase APIs, fostering a two‑sided agentic marketplace powered by micro‑payments and controlled spending.