The Banking Access Index documents which US business banking providers accept non-resident founders, based on provider-published sources. It covers 19 providers and 239 verified claims across 8 countries, last updated July 2026 under CC BY 4.0. The index distinguishes between explicitly accepted, explicitly restricted, no published restriction, and no published policy found.

Restrictions are further categorized: named on prohibited lists, absent from closed eligibility lists, or derived from blanket rules like 'US citizens or permanent residents only'. Of 152 country cells, 39 are unknown, now classified into four subtypes with citations. Acceptance varies: Mercury, Wise Business, Payoneer, and Airwallex (US) accept non-resident founders; Brex, Novo, Bluevine, Found, Lili, North One, and Relay are conditional or restrictive.

The index avoids guesswork, citing sources and clarifying ambiguities in provider policies.