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US Active-Shooter Insurance Demand Surges Amid Political Violence Spike

Financial Times Companies •
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US political violence surge drives exponential growth in active-shooter insurance demand, with brokers reporting near-universal interest across sectors following high-profile attacks. The market has doubled since 2020, reaching $100 million in annual premiums this year, as companies grapple with escalating threats against executives and public figures.**

Originally niche, policies now attract corporations like Brookfield and Blackstone, which acquired coverage for real estate assets after incidents including a fatal shooting at Blackstone's New York headquarters. The policies address gaps in traditional terrorism insurance, covering crisis management costs, victim compensation, and security services – critical after events like the December 2024 killing of UnitedHealthcare CEO Brian Thompson.**

With 150 politically motivated attacks reported in the first half of 2025 – nearly double 2024 levels – states like Utah are adopting coverage for government buildings and schools. The state paid $300,000 annually for $5 million in protection, citing rising threats from "disgruntled employees" and lone actors. Analysts note traditional terrorism policies fail to cover non-ideological attacks, creating demand for specialized products.**

Concerns about mental health crises and workplace violence have expanded the client base beyond schools and hospitals to include Super PACs and political campaigns. While one 2024 presidential bid explored coverage, most opted against purchasing policies. Experts warn this trend may reshape corporate risk management strategies amid persistent threats to public figures and infrastructure.