Prenuptial agreements are moving beyond the rich and famous. Taylor Swift and Dua Lipa are rumored to have them, and a growing number of middle‑class couples are following suit to protect assets built in their own names, especially gifts from the Bank of Mum and Dad.

Digital provider Amicable will launch a low‑cost prenup service next month, charging from £1,500 per couple versus £5,000 to £10,000 at traditional firms. Demand is “exploding” as the UK’s £5.5tn wealth transfer accelerates. A Marriage Foundation study shows one in five British couples aged 18‑35 either have or would get a prenup.

Claer Barrett argues that early money talks strengthen relationships. She notes that simply raising a prenup can reveal a partner’s attitude toward financial independence. Providers We Nup and Amicable report parents gifting property deposits and second‑marriage couples as key drivers.

In England and Wales prenups aren’t automatically binding, but courts uphold fair agreements that meet strict safeguards, including full financial disclosure. Experts like Emily Brand stress planning for children and childcare costs—£100 a day for nursery in London—to avoid later disputes.